Pest Control Contractor Insurance
Pest Control businesses and fumigators offer services both to residential and commercial clients. The company will examine the kind of pest and the most helpful technique of getting rid of your pests.
This is done by discharging chemical solutions or toxic fumes, placing either liquid or pellet poisons and/or traps in the suitable places. Observation and inspection will also be suggested by the company after its fumigation. The kind of chemicals utilized and its properties affect the real exposure.
Pest Control Services Coverage
When you have this kind of business, one of the things that you take care of is overseeing the needs of your customers as well as that of your employees. It you want to thrive in this business you just have to also take care of the suppliers and making sure you manage even the littlest details of your business. One solid way of protecting your thriving company is to have it covered by getting the right kind of commercial business insurance. Here are the suggested insurance programs for pest control:
General Liability Insurance
This is an off-premises operations liability meaning in the place of the client while fumigating the chemicals. The client should be briefed properly to protect or control while the processing is going on. This pertains to food, pets, especially the children. The client must vacate the area during this time and wait for a certain period of time and re-ventilation to make sure that there is fresh air after the fumigation.
Leaks, spills, over spraying and residue of the spray can also cause property damage. It could also irritate the skin or the eyes, infect food, or other unprotected belongings that could affect humans and animal’s health. It is the same when a person or animal inhaled or absorbed it.
There are also other hazards that could occur aside from health issues like inadequate follow-up and proper warnings. An improper extermination procedure could likewise do damage should the pest will not be annihilated.
Pest Inspection Damage Liability Insurance
Ecological damage due to exposure is very strong in every stage of the operations and could start a pollution occurrence like clean-up, disposal, etc. The effect of the toxicity may be collective or instant.
Property Insurance
There is a business property risks which can be determined on the kind of the chemicals being stored, the number and the flammability. There could also be danger if the contractor did not store the chemicals correctly and not labelling it properly.
Commercial Auto
Vehicle exposure is high risk because of the transference of chemicals. There could be spillage and upset. There are many things to consider like the age of the driver, his training and experience as well as his driving records. Likewise, the vehicles’ age, maintenance, and condition. The hazard increases if the insured has no equipment and does not know spill control procedures.
Inland Marine Coverage
It is a coverage for the contractor’s equipment that can be affected by damage. Other materials like plastics and tarps that is used to conceal the areas to be treated could be bulky and needs extra care in folding and tying. All those mentioned travels from one place to another that makes them susceptible to damage, loss, and theft.
Workers Compensation Insurance
There are the many hazards in the Pest Control business. It could vary from falls or slips during doing the job. It could also be hernia, sprain, strain, back injury. Worker’s lungs, eyes, or skin can be affected by the chemicals after a while of constant exposure. Thus, this can help protect the workers.
Our agency will assess your company and give you suggestions for the right policies based on many factors like, number of employees, the size of your business, and the job that you do. Fill out the form below and our risk advisor would be glad to talk to you.
